Group Air Pilot Award Insurance

Affordable group air pilot award insurance schemes tailored to attract, retain, and protect your employees or members.

Get the Best Insurance Through Us

Comprehensive insurance for aircrew and ground staff

Securing group insurance for diverse aviation personnel, including pilots, engineers, cabin crew, ground staff, and management, can be challenging due to the complexity of these risks. Few providers offer such comprehensive coverage.

Group insurance leverages buying power, enabling tailored policies at reduced rates to attract, protect, and retain employees. We offer affordable, tailored group plans to fit Enterprise Agreements, Air Pilot Awards, or budgets, ensuring optimal benefits for the aviation industry.

For assistance with arranging or renewing group insurance, or to learn more about our services, please get in touch.

air pilot award
Affordable, tailored group plans designed to attract, retain, and protect your employees or members.

Why agl aviation?

Protect Your Employees & Members with AGL Aviation

Know-How

With over 16 years of experience, we know all the intricacies of aviation insurance.

Tailored Insurance

Relax in the knowledge that your employees’ and members’ needs are managed by experts.

Top Service

From pinpointing the perfect insurance plan to assisting you throughout the claims process, we provide unwavering support at each stage.

Coverage

Looking for the best coverage at affordable rates? That’s where our expert brokers come in. We get you the best deal.

Aviation Insurance Brokers

Why Work With AGL Aviation?

AGL Aviation, a specialist in Aviation Insurance, provides expert insurance guidance to a diverse range of clients within the aviation sector.

As an Authorised Broker, AGL Aviation partners with the Community Broker Network, wholly owned by the Steadfast Group. This partnership leverages the support of Australasia’s largest general insurance broker network, ensuring scale and strength. 

Partner with us today for the best group air pilot award insurance. 

Coverage for Diverse Aviation Groups We Insure

We collaborate with a wide array of clients, including employer groups, business owners, associations, unions, pilot recruitment agencies, and flying schools of any size, whether fixed or rotary wing.

Our disability insurance covers both aircrew and ground staff, ensuring comprehensive protection for all aviation personnel. Additionally, our loss of license product is specifically designed for Air Traffic Controllers, available on a group basis.

For professional pilots, we consider all types of flying activities, including high-risk operations. Our coverage extends to:

  • Agricultural aviation
  • Aerial work operations
  • Commercial air transport
  • Pilot training schools
  • Special tasks or missions

We strive to provide tailored insurance solutions that meet the unique needs of each client, ensuring safety and security in all aspects of aviation.

Group Air Pilots Award Insurance
Pilot Insurance

air pilots award insurance

We specialise in creating group schemes that align with the allowances specified in the Air Pilots Award 2020. Our tailored solutions ensure that both individual and group needs are met effectively.

Loss of Licence Allowance
According to Part 4-Clause 20.3(c) of the Air Pilots Award 2020, employers must pay an annual allowance of $2,364 to permanent hire employees to aid in purchasing loss of licence insurance. We offer customised benefits that comply with this allowance, ensuring comprehensive coverage within the prescribed amount.

Accident Insurance
Employers are mandated by Part 4-Clause 21.11 of the Air Pilots Award 2020 to provide accident insurance for their pilots. The requirements include:

  • Death Benefit: A minimum of $97,402 for pilots involved in aerial application operations and $350,641 for all other pilots.
  • Accidental Total and Permanent Disability Benefit: A minimum of $312,800 for helicopter aircrew, including accidental death.

Our insurance plans are designed to fit these specific award amounts, ensuring that your pilots receive the mandated coverage. With our expertise, you can be confident that your group insurance schemes meet all regulatory requirements while providing optimal benefits for your aviation personnel.

Need group air pilot award insurance advice?

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At AGL Aviation, we specialise in providing customised insurance solutions specifically tailored to your employees’ and members’ needs. With our expert coverage, your crew can focus on the adventure of aviation while we handle the risks. Let AGL Aviation provide you with the peace of mind that comes with knowing your company and your employees are comprehensively insured.

Why Opt for AGL Aviation?

  • Personalised advice molded to your unique requirements.
  • Rapid response times for all your queries.
  • An experienced team deeply knowledgeable in the commercial drone sector.

Get in Touch
Ready to proceed or have questions about Group Air Pilot Award Insurance coverage? Don’t hesitate to contact us.

Complete our form to obtain personalised guidance and quotes tailored to your insurance requirements.

Frequently asked questions

Aircraft Insurance Questions

Understanding aircraft insurance can come with its own set of queries and uncertainties. Our FAQ section is tailored to address your most pressing questions, guiding you smoothly through the complexities. Delve in and discover the clarity you need.
What information would I need to get a quote on aircraft insurance?
  • Aircraft make and model
  • Uses of the Aircraft (hazardous uses will require detailed pilots experience)
  • Pilot history, age, and experience of pilots
  • Cover required – Full Flight Risks and/or Ground Taxiing Risks
  • Depending on aircraft type/uses – details of pilot training
  • Claims history (Incidents/Accidents)

 

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What factors do insurance companies use to determine my premium?

All aviation insurance companies are different. Factors can include the age of the aircraft, use of the aircraft, experience of the pilot, loss history of the make and model, state/territory in which the aircraft is used, pilot training, value of the aircraft, and limits of liability. It’s important to work with an aviation insurance specialist such as AGL Aviation who knows the market and understands how to place your insurance whilst getting the best rates and coverage.

How long would it take to start an aircraft hull and liability insurance?

As a specialist we can provide a quick turnaround and depending on the complexity of the risk we can place cover on the same day you call us.

Does an aircraft with a good safety record mean lower rates for aircraft insurance?

Each insurance provider will have their own rating structure based on the safety record of different aircraft, and costs to repair (including the availability of parts) associated with each aircraft make and model.

Aircraft with a good safety record combined with low repair costs can have a favourable influence on insurance costs. If you are considering the purchase of an aircraft, it’s a good idea to discuss it with an aviation insurance specialist such as AGL Aviation before you buy.

How much should I insure my aircraft for?

We would recommend insuring your aircraft for what it would cost if you had to replace it with an identical aircraft (Year/Make/Model and condition). It would be advisable to do some research on similar aircraft available. You should also factor in USD/AUD exchange rates and the supply and demand of aircraft types and spare parts.

Insuring an aircraft Hull for more than its current market value may adversely impact the insurance company’s decision following an accident as to whether or not to write off or repair the machine. The insurer of an “over-insured” aircraft will be more likely to elect to repair a severely damaged aircraft. Conversely, “under-insuring”, that is insuring the aircraft Hull for less than the fair current market value, could result in the insurer electing to make the damaged aircraft a “total loss” when the aircraft would have otherwise been repaired.

What liability limit do I require?

There is no simple way to determine this. It is generally best to buy the highest liability limit you can reasonably afford. However, there are various factors to be considered when purchasing liability insurance including any contractual requirements, number of passenger seats, bank/finance requirements and aircraft uses.

If the aircraft is used for Charter (i.e. fare-paying passenger carriage), then you would need to consider the minimum limit of liability per seat as per the Civil Aviation (Carriers’ Liability) Act (1959).

I have just made some major upgrades to my aircraft and I want to increase my hull value - what do I need to do?

It’s important to consider your current hull value after major upgrades, modifications, new engines etc as the upgrades could increase the life of the aircraft and the value of the aircraft.

Changing your hull value can be easy. In some cases, we can increase the value over the phone. In other cases, your insurance company will require a list of the work undertaken and the associated costs.

What is an open pilot warranty?

An Open Pilot Warranty is a condition stated in the insurance policy which allows pilots that meet certain minimum qualifications to fly the aircraft without being specifically endorsed on the policy as a Named Pilot.

Some policies don’t contain Open Pilot Warranties. In many cases, we can request to specifically approve and name a pilot that does not meet the specific Open Pilot Warranty on your policy.

What is the difference between an insurance broker and an insurance company?

An insurance broker represents you and has the responsibility to negotiate the best terms and conditions of the insurance coverage on your behalf with the insurance company. Most insurance companies work only through insurance brokers so it is crucial that you choose a professional insurance broker such as AGL Aviation as your representative.

The insurance company creates the policy and pays the claims. Insurance companies can differ in their business focus, policy language, pricing, and claims support capability.

It is a broker’s job to place the business with the insurance company that best fits the needs of the client at the best available terms and conditions.

What is breach of warranty in aircraft insurance?

Breach of Warranty provisions are often required by a financial institution that holds a financial interest in an aircraft. They are often added by endorsement that revises the basic policy and provides cover for the financier to be compensated in the event of an aircraft being subject to a claim which the insurer may decline to pay due to a breach of policy conditions by you or an approved pilot. The Breach of Warranty cover may enable the entity that holds the financial interest to still be paid by the insurer up to the amount of their financial interest in the aircraft.

My aircraft is currently with my maintenance organisation undergoing an overhaul. Do I need to have my own insurance policy or will the maintenance organisations policy cover my aircraft?

It’s strongly recommended that you cover your aircraft with your own policy. Some Maintenance facility’s may carry hangar keeper’s liability (which is designed to protect the maintenance organisation in the event of damage to an aircraft whilst under the care, custody or control of the maintenance facility due to their negligence).

In some circumstances, the maintenance organisation may have purchased insufficient or deficient coverage and this may impact the protection of your asset.

Additionally, even if the maintenance organisation enjoys adequate cover its hangar keeper insurance policy may not pay out for certain types of losses, for example, those resulting from storm, vandalism, or mechanical failure. If the maintenance organisation is not legally liable for the loss, it’s unlikely the insurance company will be required to compensate you or the maintenance organisation.

Does an aircraft with a good safety record mean lower rates for aircraft insurance?

Each insurance provider has their own ratings and guideline to work from but an aircraft with a good safety record combined with low repair costs can have a favourable influence on insurance costs. If you are considering the purchase of an aircraft, it’s important to discuss your choice with an aviation insurance specialist before you buy to avoid any surprises after the fact. You don’t want to complete a purchase and subsequently learn that the cost to insure your new aircraft is higher than you expected.

Can I find reasonably priced aircraft insurance after an accident?

Accidents happen. In most cases, the future insurability of the pilot who had the accident is based on the circumstances of the claim itself. A costly insurance claim may have a greater impact on your future insurability. If the claim was caused by a mechanical malfunction and had nothing to do with the pilot, the insurer may be more understanding. In cases of pilot neglect or error, a new insurance policy can be more challenging to obtain, but this is where an aviation insurance specialist such as AGL Aviation is needed to assist in these situations.

Didn’t find the answers to your questions? Don’t hesitate to contact us.